Pricing
A price for the work, before the work starts.
There is no rate card on this page, and that is deliberate. Payment work is priced by what is being built, not by the hour and not by a tier that has to be renegotiated the moment your requirements turn out to be specific.
FixedQuoted per project
1 dayTo a written scope
0Hourly billing
50%Up front, 50% on handover
How it works
Scope first, then a number.
A price given before anyone has written down what is being built is a guess, and guesses get corrected upwards later. So the sequence runs the other way around.
01
A conversation
Thirty minutes on what you are trying to make possible, what already exists, and which gateway or provider you are tied to. Free, and there is no proposal attached to it.
02
A written scope
Within one working day: what gets built, what explicitly does not, what we need from you and when, and the delivery date. A page, in plain language, not a contract you need help reading.
03
One fixed price
Attached to that scope, for that scope. It does not move because the work took longer than expected — that risk is ours, which is the reason scoping carefully is in our interest as much as yours.
04
Half up front, half on handover
The second half is due when it is live and working in your accounts, not when we say we are finished.
What moves the number
Why two payment jobs are rarely the same price
If you want to estimate before you speak to anyone, these are the things that actually make the difference.
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How many ways the money can go
One buyer paying one seller is straightforward. Split payments, marketplace payouts, refunds, partial releases and disputes each add a path that has to be built and tested, and they are where the cost is.
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Whether funds are held
Escrow is a different job to a charge. Holding somebody else's money means a provider relationship, a state machine, and rules for every way a deal can end badly.
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What already exists
Building into a clean codebase we can read is faster than untangling one nobody can explain. If it is the second, we would rather tell you than quote around it.
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What compliance applies
Identity or company verification, document retention, POPIA or GDPR obligations. Real work, frequently left out of estimates, and expensive to add afterwards.
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How much of the unhappy path you want
A demo that works when everything goes right is a fraction of the price of a system that behaves correctly when a card fails, a webhook arrives twice, or somebody closes the tab mid-payment. We quote for the second.
The fine print, unhidden
What the price includes
So there is nothing to discover at handover.
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Included
The build, testing in the provider's test mode, deployment to your infrastructure, handover documentation, and two weeks of fixes for anything that does not behave as the scope said it would.
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Not included
Gateway and provider fees, hosting, and anything outside the written scope. New requirements are quoted as their own small piece of work rather than absorbed quietly or argued about.
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Currency
Quoted in your currency where we can, invoiced from South Africa. Bank details and terms come with the quote.
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Ownership
Yours on final payment, outright. Your gateway accounts, your servers, your code. No licence, no platform lock-in, nothing that stops another developer picking it up.
FAQ
The questions people actually ask
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Why is there no price on the pricing page?
Because any number here would be wrong for most of the people reading it, and a range wide enough to be honest would tell you nothing. Ask, and you get a real number within a day.
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Do you work hourly?
No. Hourly billing pays us for being slow and makes you supervise. A fixed price for a defined outcome puts the risk of a bad estimate on the person who wrote it.
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What if the scope changes?
It gets quoted as its own piece of work, in writing, before it is built. The original price for the original scope does not move.
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Do you do retainers or ongoing support?
Not as a rule. We deliver a defined system and hand it over. If something we built misbehaves after the two weeks, talk to us anyway.
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What does the free call cost me?
Half an hour. There is no obligation and no proposal follows unless you ask for one.
Next step
Describe the work and get a number
A written scope and a fixed price within one working day — or a straight answer that it is not a job for us.